You Find the Home;
We Find the Loan
When the banks have said no, we can say yes! If you’ve got a need for finance, we are more than happy (and capable) to fill that need.
Our finance comes from a pool of private lenders, so we’re not bound by the often-impossible-lending-criteria the banks use. But that doesn’t mean we’re not regulated. ASIC heavily regulates private lending — so you can be sure you’re choosing a safe option for your flexible finance.
We’ve got private finance to suit a variety of purposes:
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Private mortgages
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owner-occupied & investment property mortgages
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Equity release & mortgage refinance
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Caveat loans
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Debt consolidation
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Construction finance
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Property development finance
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Equity release
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Bad credit home loans
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Self-employed finance
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Low doc and no doc loans
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Plus, many other types
We work exclusively for you to find a loan that perfectly matches your needs. Operating without the red tape of the banks, your finance from us is: faster, more flexible, easier to qualify and aligned to your needs.
24 Hour Turnaround
Our application and assessment processes are high-speed, so you don’t need to worry about missing an opportunity.
No Financials
If you can afford to repay finance in the real world (but not on paper), we’re happy to give you a go. We look at your situation, not your financials.
No Credit Checks
We have faith in you — regardless of your credit history. If you’ve got real estate to use as security, we trust that you’ll repay the loan.
Why Private Lenders?
With Private Mortgage Lenders, your ability to repay a loan comes down to two things:
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The security property;
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Your exit strategy.
We don’t waste resources looking at irrelevant pieces of information like your credit history or your tax returns. We keep it simple, so you can receive finance within 24 hours, with terms that suit your lending requirements.
We’re on board if you can show us that you have property to use as security for the loan and means to repay the finance.
Let’s keep finance simple!
Frequently Asked Questions
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Who is eligible for a private mortgage?It’s very simple to qualify for a private mortgage. We will consider lending to anyone who has: Council rates notice for the security property (which can be your existing property or purchasing a property). A recent mortgage statement OR a contract of sale on a property. 100 points of identification. A demonstrated exit strategy (means to repay the loan).
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How much money can I borrow with Private Mortgage Lenders?The amount will depend on your requirements, security property value and exit strategy. We can offer loans from $25,000 up to $50 million.
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What security is required for a private home loan?What Security Is Required for a Private Home Loan? For a private home loan, the key security required is typically real estate—the property you’re purchasing, refinancing, or using as collateral. 1. Real Estate as Collateral The property itself is the main form of security for the loan. This could be an owner-occupied home, an investment property, or land. We will place a mortgage or caveat on the property, ensuring that it secures the loan until the debt is fully repaid. 2. Equity in the Property To minimize risk, we typically require you to have a sufficient amount of equity in the property. The more equity you have, the better, as this lowers the lender’s risk. The equity is the difference between the property's current market value and any outstanding debts.
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How can I get a loan with no credit check?With a private mortgage, we are only concerned about the value of your security property and your exit strategy. If we’re happy that your exit strategy is capable of repaying your loan, we’re happy to lend you money — no matter what your credit history looks like.
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Why should I use a private lender for my mortgage?Private mortgages are quick, flexible and easy. If you don’t have time to waste waiting for approval (or rejection) from a bank, Private Mortgage Lenders could be the right solution for you. We excel at providing finance to self-employed people, applicants with bad credit, and anyone else in between!
Get An Express Quote
If you’d like to see how we can help you, we’d love to show you! Simply enter your details below, and we’ll get back to you with an express quote.
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